Independent Mortgage Broker

Specialising in pairing people with their perfect mortgage

Getting a mortgage, be it for the first time, looking for a better deal or looking for ways to raise funds, can often seem like a minefield. There are thousands of products offered by hundreds of lenders, many of whom you may not have heard of. It’s impossible to review every product yourself, which is where an independent mortgage broker can help you.

Independent mortgage brokers help you understand what product is right for you, depending on what you want to achieve, as well as search often large varieties of products over many lenders. This not only saves you time, it also makes sure you’ve got the right product.

How Much Does An Independent Mortgage Broker Cost?

Independent mortgage brokers may charge for their services with a pre-arranged fee. This can be factored by a commission they earn from the lender for placing you with them, which can depend on the product and the lend amount.

Reasons To Use An Independent Mortgage Broker

Independent mortgage brokers typically offer a hassle-free experience when finding the right mortgage, however there’s more to using a broker than the simplicity:

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  • Independent mortgage brokers have a duty to set you up with the right mortgage plan, so they will assess your income, spending habits and any other debt payments you have – they take this into account when deciding the best deal for you, so you can be certain you will be able to afford your mortgage repayments.
  • They can usually tell you which applications are likely to be accepted, so you don’t waste your time applying for something that may be a waste of your time.
  • Even with any broker fees included, you could still find a cheaper overall deal than you would by doing it yourself.
  • An independent mortgage adviser will complete all the necessary paperwork, so you don’t have to.

Independent mortgage brokers give you the security and peace of mind that you’re getting the right product. A mortgage is typically the largest financial commitment we take out in our lives and it pays to ensure you get quality advice. Not only does it make you feel more comfortable, it can make financial sense for finding a better value deal.

Independent mortgage brokers are often more than just mortgage search engines. By understanding your goals and aspirations, they can help advise you on not just the cheapest products, but the right ones. It could be you want to pay off your house as quickly as possible. Alternatively you might want to have a longer mortgage with lower monthly repayments. By discussing this with an independent broker you can be more assured in being placed with the right product.

Get A Mortgage With Regal in 3 Easy Steps


Step 1

Complete an enquiry form and an advisor will call you back.


Step 2

Send us the documents we need.


Step 3

Receive a Decision in Principle from one of our lending panel.

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