You may feel tempted to go with a bank that you’ve already had dealings with in the past, as you believe that they may treat you more favourably. However, this isn’t accurate and it couldn’t be further from the truth. You’ll still have to go through the same rigorous checks as other customers and you’ll have access to the same deals as every other Tom, Dick or Harry.
Specialist Brokers Equipped With Expert Knowledge
If you were to go directly to a bank to find yourself a mortgage, you may be doing yourself a disservice. By going with a direct deal, you are significantly limiting yourself to the only products that the bank provides.
However, when you utilise a specialist mortgage broker, like us, you can instantly start to reap the benefits of having access to a broader range of mortgage deals. And the best thing about it is, you won’t have to do any of the legwork, we’ll take care of all of that for you.
Mortgage Services for Complex Cases
If you believe that your situation may be considered as complex by lenders, say, for example, you may have bad credit or maybe you’re a contractor with a history of irregular earnings, you may be under the impression that you will have a hard time bagging a good mortgage deal. But that’s where we step in.
We are here to take away the stress and hassle of obtaining the ideal mortgage for you. We have specialist knowledge of the mortgage market and we will single out the most suitable mortgage to your circumstances, do all the negotiating with the lender for you and get you a better deal than you could have done on your own. In some cases, we have access to mortgage deals that won’t be available directly from the lender.
You may also find that mortgage deals are harder to come by these days. Therefore by working with a reputable mortgage broker, you are ensuring that you get the chance to apply for the best deals as soon as they become available.
The process of moving house is stressful enough as it is, so having one less thing to worry about can make all the difference. Particularly if it means that you’ll be better off in the long run.
Why Choose An Independent Broker for Mortgage Services
Getting a mortgage is one of the biggest financial decisions you’ll make, so it’s important to get it right. By not getting advice on mortgage services you are running the risk of ending up with the wrong mortgage for your situation, which could end up being costly in the future.
Or even worse, you could end up being rejected by your chosen lenders, as you didn’t understand the restrictions or what circumstances the mortgage was designed for. However, with our advice and guidance, we ensure that you get the best mortgage for your individual requirements, so you don’t have to worry about these mishaps occurring.
As an independent mortgage broker , we have a wealth of experience, connections and technology to be able to assess your financial situation and compare the different mortgage products and deals available and recommend a loan option that’s best suited to you.
We Provide A Whole Host of Mortgage Services
Not only can we put you on the pathway to your dream home, we also provide advice on buy-to-let mortgages, specialist mortgages and second charge mortgages.
Second charge mortgages are a secured loan used in order to raise extra funds, instead of remortgaging or taking out a personal loan. Second charge mortgages use the borrower’s home as security are paid off alongside your first mortgage, which is important to remember.
However, if you are unsure of any of the mortgage services we provide, rest assured we are on hand to help. If you want to us to help you obtain your perfect mortgage, get in touch today.
Get A Mortgage With Regal in 3 Easy Steps
Complete an enquiry form and an advisor will call you back.
Send us the documents we need.
Receive a Decision in Principle from one of our lending panel.