Do I Need Cover

Do I really need cover for me or my family?

I Already Have Cover

First off, this is great news. You have already taken the lead and previously taken out cover. Let us review this for you. There have been significant changes within the industry over recent years, with more conditions being covered and more additional plan benefits. With the EU Gender Directive also leading to price changes, you may even be able to save money by taking out a new similar plan.

I Have Cover Through My Employer

Cover through work can be a great benefit and we would always look to work this in to our recommended solutions. The difficulty with employer cover is it can be very limited, it can have exclusions, your contract can be amended or you could leave your job. It is important consideration when recommending a solution, but can it be guaranteed to be there when you need it most?

I Do Not Have Any Dependents

In this instance it may be that life insurance is not recommended. However this is one very small part of our protection proposition. What would happen if you were off work through sickness or injury? What would happen if you were made redundant? Have a look at how the state would help you if either of these events occurred.

         Posted on Google  
   
   Ioana Tomut 
 
 
 
  We have worked with Karen and Kirsti and are extremely happy with how they handled our account.  This was the second time we have attempted to buy our first house and we have worked with another mortgage advisor before. While both were excellent in terms of service and communication, Karen's suggestions for solicitors and survey were significantly cheaper to what we were quoted last time. I greatly recommend them. They also help out chase solicitors which can really help reduce the stress during this process.
  
 
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   C E Maund 
 
 
 
  Excellent dealings with Karen Cardozo - mortgage knowledge and experience second to none and most helpful and friendly too.
  
 
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   Jackie Murphy 
 
 
 
  I found Regal Finance to be both knowledgeable and helpful, carefully explaining our options, finding the best deal for our specific needs. The after care has been excellent with Kirsty keeping in touch as required. All in all I would highly recommend them.
  
 
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   Nicole Natale 
 
 
 
  Kirsti was amazing throughout the process! Clearly explained all the steps and made sure we got the best deal possible. Would highly recommend.
  
 
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   Bhavin Patel 
 
 
 
  We were incredibly fortunate to work with the team at Regal Finance. As first-time customers, we had many questions, but Matthew and Kirsti put us at ease with their expertise, responsiveness, and commitment to superior service. From the initial consultation through closing, the process with Regal Finance was an absolute breeze. Matthew and Kirsti took the time to walk us through all of the available options, explaining each step clearly so we could make fully informed decisions. What impressed us most was Regal Finance's lighting-fast turnaround times. They worked tirelessly to hit every milestone and deadline, ensuring everything stayed on schedule. Even when our busy workloads pulled us in different directions, Kirsti remained focused and communicative. The team's deep knowledge, allied with their warm professionalism, made a daunting process feel straightforward. We give our highest recommendation to Regal Finance. From understanding our unique needs to securing the perfect mortgage product, they absolutely exceeded our expectations. Our sincere thanks to Matthew and Kirsti. Bhavin & Shrina
  
 
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   Tom Boyd 
 
 
 
  Really great service provided by Richard and the team at Regal Services. They worked hard to find the right deal for me, provided a very quick turnaround, were communicative and very friendly throughout the process. Highly recommend!
  
 
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   Jason Edwards 
 
 
 
  My first time to use Regal finance, and it won’t be the last. Nothing is too much trouble, speed of process, finance options, step by step guide to the art of the possible. Kirsti has keep me on point, to which I’m very grateful, as sometimes my workload and diary take me off in another direction!!! I can highly recommend their services; they absolutely get things done! Thank you team Regal Finance.
  
 
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   Em 
 
 
 
  Both Kirsti & Matthew have been so helpful and attentive to our needs. This process would have been much more stressful without them helping us! Thanks again both.
  
 
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   yolanda gomez 
 
 
 
  I would thoroughly recommend using the Regal Finance Group. Matthew and Kirsti have been nothing but supportive, extremely attentive and patient with us. Buying your first house can be quite stressful at times but having the help of an amazing team who will answer the phone anytime has been really helpful. Thanks again for everything, we will definitely be using you again!
  
 
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   Dan Churchouse 
 
 
 
  We used Regal for our recently completed house purchase. The mortgage was a relatively complex arrangement given it consisted of two parts (a result of porting over the terms of an existing mortgage and adding additional debt on new terms) but Matthew Graves and Kirsti Newman were very clear in their articulation, making it easily digestible and allowing me to factor into monthly affordability. They were also speedy in their responses and clearly not biased to any one provider. I feel safe in the knowledge that I ended up with the best deal available and would highly recommend their services.
  
 
  
 
   Google rating score: 5.0 of 5, based on 83 reviews

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I Have Enough Savings

A prudent saver may feel comfortable with their emergency funds. This may well be the case, but how long would this pot last if your income stopped tomorrow?

My Family Would Assist Me If Required

A family will always want to assist where required. It may be the case that they will be able to in the short term. If your income stopped tomorrow and your family was responsible for your care, how long would they be able to support this? And is that a burden you would be happy placing on your family at an already emotional time?

The right protection will give you the right financial support when it is required, and the peace of mind that you and your family will at least be able to cope financially. Many insurance providers offer additional support such as counselling and help lines in the event of a claim. This can also be invaluable at a time of need.

Please speak to your Regal Finance expert and make sure you do not delay in protecting yourself and your family.

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Get A Mortgage With Regal in 3 Easy Steps

Step 1

Complete an enquiry form and an advisor will call you back.

Step 2

Send us the documents we need.

Step 3

Receive a Decision in Principle from one of our lending panel.

0333 016 5416

Do I Need Cover

I Already Have Cover

I Have Cover Through My Employer

I Do Not Have Any Dependents

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0333 016 5416

I Have Enough Savings

My Family Would Assist Me If Required

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